Does Planet Fitness Accept Medicaid

Planet Fitness does not directly accept Medicaid as a form of payment for gym memberships. Medicaid is a government-sponsored health insurance program that provides coverage for low-income individuals and families. Planet Fitness is a private company and, as such, is not required to accept Medicaid as a form of payment. However, some states may offer programs that allow Medicaid recipients to use their benefits to purchase gym memberships. These programs vary from state to state, so it is important to check with your local Medicaid office to see if you are eligible for such a program.

Planet Fitness Membership Options

Planet Fitness offers a variety of membership options to suit different needs and budgets. These options include:

  • Classic Membership: This is the most basic membership option and includes access to all Planet Fitness locations, as well as the use of cardio and strength training equipment.
  • Black Card Membership: This membership option includes all the benefits of the Classic Membership, plus access to additional amenities such as tanning, massage chairs, and HydroMassage beds.
  • PF Black Card® Membership: This top-tier membership option includes all the benefits of the Black Card Membership, plus access to the PF Black Card® Spa, which offers a variety of spa services such as facials, massages, and body treatments.

Planet Fitness also offers a variety of add-on options that members can purchase to enhance their membership experience. These options include:

  • Personal Training: Members can purchase personal training sessions with a certified personal trainer to help them achieve their fitness goals.
  • Group Fitness Classes: Members can participate in a variety of group fitness classes, such as yoga, Pilates, and Zumba.
  • Childcare: Members can bring their children to the Planet Fitness Kids Club, which offers childcare services for children ages 3 to 12.

Planet Fitness membership prices vary depending on the location of the gym and the type of membership option selected. However, the average cost of a Planet Fitness membership is between $10 and $20 per month.

Planet Fitness and Medicaid

There are currently no states that have laws requiring gyms to accept Medicaid payments. This means that Planet Fitness does not directly accept Medicaid.

However, some states offer Medicaid programs that provide gym memberships as a covered benefit. In these states, Medicaid recipients may be able to use their Medicaid benefits to pay for a Planet Fitness membership.

To find out if you are eligible for a Medicaid program that offers gym memberships, you can contact your state’s Medicaid office.

Other Options for Low-Cost Gym Memberships

If you are looking for a low-cost gym membership, but you do not qualify for Medicaid, there are a few other options available to you.

  • YMCA: The YMCA is a non-profit organization that offers a variety of fitness programs and services. YMCA memberships are typically very affordable, and they may offer financial assistance to low-income families.
  • Community Centers: Many community centers offer fitness centers that are open to the public. Community center memberships are typically very affordable, and they may offer financial assistance to low-income families.
  • Low-Cost Gyms: There are a number of low-cost gym chains that offer memberships for $10 per month or less. Some popular low-cost gym chains include Planet Fitness, Anytime Fitness, and Crunch Fitness.

If you are on a tight budget, but you are still looking for a way to get fit, there are a number of affordable options available to you. By doing some research, you can find a gym membership that fits your needs and your budget.

Medicaid Coverage for Gym Memberships

Medicaid is a healthcare program jointly funded by the federal and state governments that provides health coverage to low-income individuals and families. The program covers a wide range of medical services, including doctor’s visits, hospital stays, and prescription drugs. In some states, Medicaid also covers gym memberships.

Medicaid Coverage for Gym Memberships

  • Eligibility: To be eligible for Medicaid coverage for gym memberships, you must meet the income and asset limits set by your state.
  • Benefits: The type of gym membership that is covered by Medicaid varies from state to state. Some states cover only basic memberships, while others cover more comprehensive memberships that include access to fitness classes and personal training.
  • How to Apply: To apply for Medicaid coverage for a gym membership, you must contact your state’s Medicaid office. You will need to provide documentation of your income and assets.


The cost of a gym membership covered by Medicaid varies depending on the state. In some states, the cost is fully covered by Medicaid. In other states, there may be a co-pay or a monthly fee. In addition, you may also have to pay for additional services, such as personal training or fitness classes.

Benefits of Gym Membership

  • Improved Physical Health: Regular exercise can help you improve your cardiovascular health, reduce your risk of chronic diseases, and maintain a healthy weight.
  • Improved Mental Health: Exercise can also help improve your mental health by reducing stress, anxiety, and depression.
  • Increased Social Interaction: Going to the gym can also help you increase your social interaction and make new friends.


Medicaid coverage for gym memberships can be a great way to improve your health and well-being. If you are eligible for Medicaid, you should contact your state’s Medicaid office to see if you are covered for a gym membership.

Planet Fitness Membership Payment Options

Planet Fitness, a popular fitness chain, offers various payment methods to its members. While they do not accept Medicaid directly, there are alternative payment options available.

Alternative Payment Methods

  • Credit/Debit Cards: Planet Fitness accepts major credit and debit cards, including Visa, Mastercard, American Express, and Discover.
  • Checking Account: Members can set up automatic payments from their checking account through Planet Fitness’ online portal.
  • Cash: Cash payments are accepted at Planet Fitness locations. However, it’s recommended to use other payment methods for convenience and security.
  • Planet Fitness Black Card: This premium membership option includes additional perks and allows members to pay an annual fee instead of monthly payments.

Membership Fees

Planet Fitness membership fees vary depending on the location and membership type. Typically, the monthly fee ranges from $10 to $30. The Black Card membership may have a higher annual fee, but it provides additional benefits such as access to all Planet Fitness locations, unlimited guest privileges, and access to premium equipment.

Planet Fitness Membership Fees
Membership TypeMonthly FeeAnnual Fee
Classic Membership$10 – $20N/A
PF Black CardN/A$200 – $300

Additional Considerations

  • Membership Contracts: Planet Fitness requires members to sign a membership contract, typically for a period of 12 or 24 months. Early termination fees may apply if the contract is canceled before the end of the term.
  • Annual Fees: Some Planet Fitness locations charge an annual fee in addition to the monthly membership fee.
  • Cancellation Policy: Members can cancel their membership by providing written notice to Planet Fitness. Cancellation policies vary by location, so it’s important to check with the specific gym for details.

While Planet Fitness does not accept Medicaid directly, they offer various alternative payment methods to accommodate their members. By understanding the different payment options and membership fees, individuals can choose the best option that suits their financial situation and fitness goals.

Planet Fitness and Medicaid: State-Specific Guidelines

Planet Fitness’ policy on accepting Medicaid as a form of payment varies depending on the state in which the gym is located. Some states have specific Medicaid coverage guidelines that may allow individuals to use their Medicaid benefits to pay for a gym membership at Planet Fitness. Here’s an overview of the state-specific Medicaid coverage guidelines for Planet Fitness:


  • Medi-Cal (California’s Medicaid program) generally does not cover gym memberships, including those at Planet Fitness.
  • However, specific programs or initiatives aimed at promoting health and wellness may offer gym memberships as a covered benefit. These programs may vary by county or region.


  • Michigan Medicaid does not cover gym memberships, including those at Planet Fitness, as a standard benefit.
  • However, certain Medicaid-managed care plans may offer gym memberships as an optional benefit to their members. Individuals should check with their specific Medicaid plan for more information.

New York

  • Medicaid in New York (Medicaid Managed Care) may cover gym memberships for certain individuals, including those with chronic health conditions or disabilities.
  • Coverage for gym memberships is usually provided through managed care plans that partner with Medicaid. Individuals should contact their managed care plan to inquire about gym membership coverage.


  • Medicaid in Texas (STAR Medicaid) generally does not cover gym memberships, including those at Planet Fitness.
  • However, specific programs or initiatives aimed at promoting health and wellness may offer gym memberships as a covered benefit. These programs may vary by county or region.

Other States

In addition to the states mentioned above, coverage guidelines for gym memberships under Medicaid may vary in other states. It is important for individuals to check with their local Medicaid office or managed care plan to determine if gym memberships are covered as a benefit and if Planet Fitness is a participating provider.

General Guidelines for Medicaid Coverage of Gym Memberships

Medical NecessityGym memberships may be covered if they are deemed medically necessary to treat or manage a chronic health condition or disability.
Provider ParticipationGym memberships are typically covered only if the gym is a participating provider in the Medicaid program.
Prior AuthorizationSome Medicaid programs may require prior authorization before gym membership coverage is approved.
LimitationsCoverage for gym memberships may be limited to a specific number of visits per month or year, or to certain types of gym facilities.

Alright, folks! I hope you got all your Planet Fitness and Medicaid questions answered. If not, don’t shy away from dropping another comment below and I’ll try my best to help out. Remember, I’m always here to help, so don’t think twice about reaching out. Now, before I let you go, I want to thank you from the bottom of my heart for taking the time to read my article. It means the world to me that you chose to spend a few minutes with me. But hey, don’t think this is the end of our journey together. Make sure you swing by again soon, as I’ve got a whole lot more amazing content coming your way. Stay tuned and keep fit!