The Affordable Care Act (ACA) has made it easier for people to keep Medicaid coverage even if they get a job. In most states, people can earn up to 138% of the federal poverty level and still qualify for Medicaid. This means that a family of four can earn up to $36,156 per year and still be eligible for Medicaid. Additionally, some states have expanded Medicaid under the ACA, which allows people who earn more than 138% of the federal poverty level to qualify for coverage. To find out if you qualify for Medicaid, you should contact your state Medicaid office.
Can I Stay on Medicaid if I Get a Job?
The short answer is: yes, you can stay on Medicaid if you get a job. However, it depends on your income and other factors. Keep Employment Initiative Options provide ways to stay on Medicaid while working.
- Medicaid Expansion: In states that have expanded Medicaid, you may be eligible for Medicaid if your income is up to 138% of the federal poverty level (FPL).
- Working Disabled Program: This program allows you to stay on Medicaid if you are working but have a disability that prevents you from working full-time.
- Medicare Savings Programs: These programs help pay for Medicare premiums, deductibles, and coinsurance for people with limited income and resources.
You can apply for Medicaid online, by mail, or in person at your local Medicaid office. You will need to provide documentation of your income, assets, and other information.
For more information, you can visit the Medicaid website or call your local Medicaid office.
| State | Medicaid Expansion | Working Disabled Program |
|---|---|---|
| California | Yes | Yes |
| Texas | No | Yes |
| New York | Yes | Yes |
Medicaid Expansion: Eligibility and Application
Medicaid is a government-sponsored health insurance program that provides coverage to low-income individuals and families. In 2014, the Affordable Care Act (ACA) expanded Medicaid eligibility to cover more people. If you are eligible for Medicaid expansion, you may be wondering if you can still stay on Medicaid if you get a job.
How To Apply for Medicaid Expansion
To apply for Medicaid expansion, you can:
- Visit your state’s Medicaid website.
- Call your state’s Medicaid office.
- Apply online at the federal government’s HealthCare.gov website.
When you apply for Medicaid expansion, you will need to provide information about your income, assets, and household size. You may also need to provide proof of citizenship or legal residency.
Can I Stay on Medicaid if I Get a Job?
In most states, you can stay on Medicaid if you get a job. However, there are some limits on your income and assets. If your income or assets exceed the limits, you may lose your Medicaid coverage.
The income and asset limits for Medicaid vary from state to state. To find out the limits in your state, you can visit your state’s Medicaid website or call your state’s Medicaid office.
| State | Income Limit | Asset Limit |
|---|---|---|
| California | $17,655 per year for a single person | $2,250 for a single person |
| Texas | $16,753 per year for a single person | $2,000 for a single person |
| New York | $18,784 per year for a single person | $2,500 for a single person |
If you lose your Medicaid coverage because your income or assets exceed the limits, you may be able to get coverage through your employer’s health insurance plan. You may also be able to purchase a health insurance plan through the Health Insurance Marketplace.
Medicaid Income Limits: Can I Stay on Medicaid if I Get a Job?
Applying for Medicaid will require you to provide proof of income to determine your eligibility. Do not be deterred from applying for Medicaid if you are working, as you may still qualify for assistance.
Medicaid Income Limits
Medicaid eligibility is based on income limits that vary by state and family size. In general, you are eligible for Medicaid if your income is at or below the federal poverty level (FPL). The FPL is adjusted each year, and the current income limits for Medicaid are available on the Medicaid website.
- To qualify for Medicaid, your income must be below the FPL.
- Income limits are based on family size, and the FPL is adjusted each year.
In some states, Medicaid coverage is available to individuals with incomes above the FPL. These programs are called “Medicaid expansion states.” In Medicaid expansion states, the income limit for Medicaid eligibility is 138% of the FPL.
- Some states have Medicaid expansion programs that cover individuals with incomes up to 138% of the FPL.
| Family Size | FPL Income Limit |
|---|---|
| 1 person | $12,880 |
| 2 people | $17,240 |
| 3 people | $21,600 |
| 4 people | $25,960 |
| 5 people | $30,320 |
| 6 people | $34,680 |
| 7 people | $39,040 |
| 8 people | $43,400 |
In addition to income limits, there are other eligibility requirements for Medicaid. These requirements vary by state, but generally include being a U.S. citizen or legal resident, being a resident of the state in which you are applying, and not being eligible for other health insurance.
Health Marketplace Income Eligibility
If you get a job while on Medicaid, your income may increase. This could affect your eligibility for Medicaid. However, in some cases, you may still be able to qualify for Medicaid or other health insurance programs.
Medicaid Income Limits
The income limits for Medicaid vary from state to state. In most states, the income limit is 138% of the federal poverty level. This means that a family of four can earn up to $36,156 per year and still qualify for Medicaid.
However, some states have more generous income limits. For example, in California, a family of four can earn up to $48,600 per year and still qualify for Medicaid.
Health Insurance Marketplace
If you earn too much money to qualify for Medicaid, you may be able to get health insurance through the Health Insurance Marketplace. The Marketplace is a government website where you can shop for health insurance plans.
The income limits for the Health Insurance Marketplace are higher than the income limits for Medicaid. In most states, the income limit is 400% of the federal poverty level. This means that a family of four can earn up to $106,000 per year and still qualify for Marketplace coverage.
Table of Income Limits for Medicaid and the Health Insurance Marketplace
| Family Size | Medicaid Income Limit | Marketplace Income Limit |
|---|---|---|
| 1 | $18,754 | $51,520 |
| 2 | $25,212 | $69,320 |
| 3 | $31,670 | $87,120 |
| 4 | $36,156 | $98,400 |
How to Apply for Medicaid or Health Insurance
You can apply for Medicaid or Health Insurance Marketplace coverage online, by phone, or in person. To apply online, visit the Medicaid or Health Insurance Marketplace website. To apply by phone, call the Medicaid or Health Insurance Marketplace customer service number.
Conclusion
If you get a job while on Medicaid, you may still be able to qualify for Medicaid or other health insurance programs. The income limits for Medicaid and the Health Insurance Marketplace vary from state to state. You can apply for Medicaid or Health Insurance Marketplace coverage online, by phone, or in person.
In the confusing world of government assistance programs, getting clear answers about eligibility can feel like a wild goose chase. Hopefully, this article cleared up some of the confusion surrounding Medicaid and employment. But we’re just scratching the surface! Head to our website for more insider knowledge about your options and how to maintain coverage. Stay in the know and let us be your guiding light in the world of government assistance. Thanks for reading, and we’ll catch you next time!